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Tips & Advice

Selling Tips

Selling a home is a big decision and requires a lot of work and research. From getting the house ready to reviewing the closing papers, these helpful links will guide you to through the process of selling your home.


Home Maintenance Tips

Investing in your home's maintenance and safety can pay off in peace of mind, utility costs, and resale value. These tips will help you prioritize what needs to be done, and when, so that your home will be a healthy, affordable place to live for years to come. A properly maintained home is not only a great place for you to live, but you can work to receive the best price possible when you do decide to sell it.

Home Maintenance Checklist
  • Inspect and replace air conditioning filter - Use your electric bill as a reminder.

  • Inspect and test smoke alarms and replace back up batteries.

  • Inspect and maintain proper drainage around home.

  • Inspect and caulk ceramic tile in the kitchen and the bath.

  • Inspect shower caulking for proper water seal (use siliconized caulk).

  • Service heating and air conditioning system.

  • Inspect & clean roof, valleys & gutters for debris for proper water drainage.

  • Inspect exterior doors and check weatherstripping.

  • nspect and lubricate door hardware and lock sets.

  • Inspect and repair exterior caulking at windows, doors and siding.

  • Drain and refill water heater.

  • Inspect and repair settling drywall cracks.

  • Inspect and lubricate garage door tracks.

  • Inspect and repaint exterior.

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Buying Tips

The homebuying process can seem complicated, but if you take things step-by-step, you will soon be holding the keys to your own home!

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Mortgage Advice

Shopping around for a home loan or mortgage will help you to get the best financing deal. A mortgage-whether it's a home purchase, a refinancing, or a home equity loan-is a product, just like a car, so the price and terms may be negotiable. You'll want to compare all the costs involved in obtaining a mortgage. Comparing your options and negotiating with your lender may save you thousands of dollars.


Real Estate Glossary

Buying or selling real estate can be complex with a language all its own. We can help you understand the terminology and the meaning of these terms. We are pleased to offer the definitions for many frequently used real estate terms.

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Interest Rate Search

You can save money by doing your homework. Take time to talk to several lenders, compare costs and interest rates, and negotiate to get a better deal. By getting pre-approved for a loan, you can improve the quality of your offer.



The following calculators can help you make important decisions about borrowing money, debt pay off and savings. These calculators provide financial decision examples for educational purposes only. They do not necessarily reflect how a credit grantor will view your credit decisions.


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